Fixed Deposits
PMCC FD 1 Year — Sanchay Fixed Plan
A 12-month fixed deposit plan from PMCC at 6%, offering guaranteed returns on a one-time deposit ranging from ₹50,000 to ₹10,00,000+.
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PMCC FD 10 Year — Maha Wealth Creator FD @ 14%
Premium long-term compounding for serious investors
About this product
PMCC FD 10 Year — Maha Wealth Creator FD is PMCC's flagship fixed deposit plan, offering the highest rate in the entire FD family — 14% — over the longest tenure of 120 months (10 years). PMCC describes it as premium long-term compounding for serious investors.
For example, a deposit of ₹1,00,000 matures to ₹3,70,000 after 120 months, a net benefit of ₹2,70,000. A larger deposit of ₹10,00,000 matures to ₹37,00,000, a net benefit of ₹27,00,000.
Eligible members on this FD plan may also receive special benefits including accident insurance cover, health assistance support, loan eligibility against the FD, overdraft facility consideration, nomination facility, and senior citizen assistance — subject to eligibility and the society's policies. Loan facility against the FD is available progressively: emergency loan eligibility after 3 months, FD loan/OD consideration after 6 months, and priority processing for regular deposit holders. As PMCC's closing message for the FD family puts it: "Protect capital today and create tomorrow's wealth through disciplined fixed investments."
| Deposit Amount | Maturity Amount | Net Benefit |
|---|---|---|
| ₹50,000 | ₹1,85,000 | ₹1,35,000 |
| ₹1,00,000 | ₹3,70,000 | ₹2,70,000 |
| ₹2,00,000 | ₹7,40,000 | ₹5,40,000 |
| ₹5,00,000 | ₹18,50,000 | ₹13,50,000 |
| ₹10,00,000 | ₹37,00,000 | ₹27,00,000 |
| Plan Name | PMCC FD 10 Year — Maha Wealth Creator FD |
| Society | Panchawati Multistate Co-operative Credit Society Ltd. (PMCC) |
| Rate | 14% |
| Tenure | 120 Months (10 Years) |
| Deposit Type | One-time Fixed Deposit (lump sum) |
| Loan Against FD | Emergency loan eligibility after 3 months; FD Loan/OD consideration after 6 months; priority processing for regular deposit holders |
| Member Benefits | Accident insurance cover, health assistance support, loan eligibility against FD, overdraft facility consideration, nomination facility, senior citizen assistance (subject to eligibility) |
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