Fixed Deposits
PMCC FD 1 Year — Sanchay Fixed Plan
A 12-month fixed deposit plan from PMCC at 6%, offering guaranteed returns on a one-time deposit ranging from ₹50,000 to ₹10,00,000+.
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PMCC FD 3 Year — Nitya Balance FD @ 7%
Balanced growth and disciplined wealth building
About this product
PMCC FD 3 Year — Nitya Balance FD is a fixed deposit product from PMCC offering a 36-month tenure at a fixed 7% rate — the plan PMCC describes as delivering balanced growth and disciplined wealth building.
For example, a deposit of ₹1,00,000 matures to ₹1,21,000 after 36 months, a net benefit of ₹21,000. A larger deposit of ₹10,00,000 matures to ₹12,10,000, a net benefit of ₹2,10,000.
Eligible members on this FD plan may also receive special benefits including accident insurance cover, health assistance support, loan eligibility against the FD, overdraft facility consideration, nomination facility, and senior citizen assistance — subject to eligibility and the society's policies.
| Deposit Amount | Maturity Amount | Net Benefit |
|---|---|---|
| ₹50,000 | ₹60,500 | ₹10,500 |
| ₹1,00,000 | ₹1,21,000 | ₹21,000 |
| ₹2,00,000 | ₹2,42,000 | ₹42,000 |
| ₹5,00,000 | ₹6,05,000 | ₹1,05,000 |
| ₹10,00,000 | ₹12,10,000 | ₹2,10,000 |
| Plan Name | PMCC FD 3 Year — Nitya Balance FD |
| Society | Panchawati Multistate Co-operative Credit Society Ltd. (PMCC) |
| Rate | 7% |
| Tenure | 36 Months |
| Deposit Type | One-time Fixed Deposit (lump sum) |
| Loan Against FD | Emergency loan eligibility after 3 months; FD Loan/OD consideration after 6 months; priority processing for regular deposit holders |
| Member Benefits | Accident insurance cover, health assistance support, loan eligibility against FD, overdraft facility consideration, nomination facility, senior citizen assistance (subject to eligibility) |
Download the PMCC FD 3 Year — Nitya Balance FD brochure with highlights, figures and contact details.
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