PMCC 7 Year — Stambha Long Term Plan @ 11%
Save More, Grow Safely — a 7-year long-term wealth pillar plan at 11%
The PMCC 7 Year — Stambha Long Term Plan is PMCC's longest-tenure offering, delivering the highest fixed rate in the family — 11% — over a 7-year horizon. The name Stambha ("pillar") reflects its role as the foundational, long-term wealth-building option for investors willing to stay invested the longest. It follows the same three contribution modes as the other PMCC plans — Monthly, Half-Yearly, and Yearly — with contributions starting at ₹500/month and scaling up to ₹10,000/month or more.
As with the shorter-tenure plans, choosing Half-Yearly or Yearly mode unlocks a rebate benefit that lowers the effective investment required for the same maturity. For a ₹10,000/month commitment paid Yearly, the effective investment is ₹8,14,800 (a saving of ₹25,200) against ₹8,40,000 under the Monthly mode — while maturing to the same estimated ₹14,00,000, delivering a net benefit of ₹5,85,200 versus ₹4,20,000 on the Monthly mode.
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