PMCC 5 Year — Pragati Wealth Plan @ 10%
Save More, Grow Safely — a long-term 5-year wealth plan at 10%
The PMCC 5 Year — Pragati Wealth Plan is PMCC's longest-tenure and highest-rate offering, delivering a fixed 10% return over a 5-year horizon — well above the rates on the 1, 2 and 3-year plans. It follows the same three contribution modes — Monthly, Half-Yearly, and Yearly — with contributions starting at ₹500/month and scaling up to ₹10,000/month or more.
As with the shorter-tenure PMCC plans, choosing Half-Yearly or Yearly mode unlocks a meaningful rebate benefit. For a ₹10,000/month commitment paid Yearly, the effective investment is ₹5,82,000 (a saving of ₹18,000) against ₹6,00,000 under the Monthly mode — while maturing to the same estimated ₹9,00,000, delivering a net profit of ₹3,18,000 versus ₹2,20,000 on the Monthly mode.
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