PMCC 3 Year — Nitya Balance Plan @ 7%
Save More, Grow Safely — a 3-year rebate-benefit investment plan at 7%
The PMCC 3 Year — Nitya Balance Plan is a disciplined savings and investment product offering a fixed 7% return over a 3-year tenure, with flexible contribution modes — Monthly, Half-Yearly, and Yearly. Investors can start with as little as ₹500 per month and scale up to ₹10,000 per month or more.
A key feature of the plan is its rebate benefit: choosing the Half-Yearly or Yearly payment mode reduces the effective investment required, since PMCC applies a rebate that isn't available on the Monthly mode. For example, a ₹10,000/month commitment paid Yearly requires an effective investment of only ₹3,49,200 (a saving of ₹10,800) against the same ₹3,60,000 required under the Monthly mode — while still maturing to the same estimated ₹4,32,000, delivering a higher net profit of ₹82,800 compared to ₹38,000 on the Monthly mode.
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