Monthly Income & Family Protection Plan — ₹20 Lakh @ 10%
A Safer Today for a Brighter Tomorrow — Your Family, Our Priority
About this product
Monthly Income & Family Protection — ₹20 Lakh is a 7-year plan from Panchawati Multistate Co-operative Credit Society Ltd. (PMCC) that combines a guaranteed monthly income with family protection benefits, built around a one-time investment of ₹20,00,000 at 10% per annum.
The plan pays out ₹16,667 per month (₹2,00,000 annually), adding up to ₹14,00,000 in total income over the 7-year tenure. At maturity, the investor also receives a maturity bonus of ₹80,000 (4%) along with the full principal return of ₹20,00,000 — bringing the total benefit received to ₹34,80,000.
Beyond the income itself, the plan is designed to protect the investor's family: it includes accidental death cover up to ₹25 lakhs, hospitalization assistance up to ₹5 lakhs, family protection for peace of mind, and an attractive maturity bonus for additional returns. The plan emphasizes 100% principal security, no loan facility (keeping the corpus untouched), death claim with full benefits, a quick and easy claim process, and flexible tenure options — positioning it as both an income-generating and family-securing product under PMCC's "Secure Today, Protect Tomorrow, Grow Together" philosophy.
| Particulars | Details |
|---|---|
| Monthly Income (10% p.a.) | ₹16,667 per month |
| Annual Income | ₹2,00,000 |
| Total Income in 7 Years | ₹14,00,000 |
| Maturity Bonus (4%) | ₹80,000 |
| Principal Return | ₹20,00,000 |
| Total Benefit You Receive | ₹34,80,000 |
| Plan Name | Monthly Income & Family Protection Plan |
| Society | Panchawati Multistate Co-operative Credit Society Ltd. (PMCC) |
| Investment Amount | ₹20,00,000 |
| Rate | 10% p.a. |
| Tenure | 7 Years |
| Monthly Income | ₹16,667 |
| Annual Income | ₹2,00,000 |
| Total Income (7 Years) | ₹14,00,000 |
| Maturity Bonus | ₹80,000 (4%) |
| Principal Return | ₹20,00,000 |
| Total Benefit | ₹34,80,000 |
| Accidental Death Cover | Up to ₹25 Lakhs |
| Hospitalization Assistance | Up to ₹5 Lakhs |
| Loan Facility | Not available (100% principal security maintained) |
Download the Monthly Income & Family Protection — ₹20 Lakh brochure with highlights, figures and contact details.
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